Any collision repair workers

Good Times · 06-09-2004, 02:17 AM

Well on 5/26/2004 on my way home from work i got re-ended twice (from the same person because he got re-ended). I'm going through the hole sh*tty process with the insurance companies. One thing that I'm getting pissed off about is they only want to give me a check for about $2300 to fix my whole back-end.

Here's the damage (I'll post pics hopefully tomorrow):
-I'll definately need a new tailgate, but they'll have to angle in a license plate box and shave the handle and locks.
-Fix or replace the rear quarter panels that I welded on from a ranger
-new roll pan
-fix the dent behind the gas tank door
-replace a taillight
-Repainted the whole pack half of the car (roof and quarterpanels)

So, if anyone works at a repair shop, do you think that you could fix all this for that price.

I want to do all the work again myself, but I wont be able to cause that's not enough money.

*unclemeat* · 06-09-2004, 05:01 AM

You should be talking to an attorney, right now not a body man.

**MONMIX** · 06-09-2004, 06:48 PM

I could get started for that price

Sad truth is most insurance companies ignore custom body mod's.
Well most mods in gereral they ignore.
Some insurance companies will let you add a rider to your policy to allow for additional coverage of custom after market parts. But be prepaired to pay.

I would like to follow this thread but I will be going out of town tomorrow till Sunday.
Best of luck though.

Good Times · 06-11-2004, 02:55 AM

Quote:

Originally Posted by MONMIX

I could get started for that price

Sad truth is most insurance companies ignore custom body mod's.
Well most mods in gereral they ignore.
Some insurance companies will let you add a rider to your policy to allow for additional coverage of custom after market parts. But be prepaired to pay.

I would like to follow this thread but I will be going out of town tomorrow till Sunday.
Best of luck though.

I understand what your talking about, but that's only for your insurance company (if you caused the damage).

Well the guy in the second car, the guy covering the claim at his insurance hasn't even gotten the police report and the third cars claim person has been sick and out of the office. It's going to be a long time until I get my car fixed.

I'll hopefully get the pics up by tomorrow,

*boominXplorer* · 06-11-2004, 03:06 PM

rear-ended? Doesn't your neck hurt

**MONMIX** · 06-13-2004, 05:37 PM

Well my point being is, you are only gonna get a check for just so much money.
Any thing beyond that is gonna cost you personally.

Good Times · 06-22-2004, 10:04 PM

I finally got some pics loaded. Their on the first page.

http://www.cardomain.com/memberpage/401698

**MONMIX** · 06-23-2004, 05:14 PM

Damn that sure was pretty.
If ya didn't live so far away I would love to help you out.
Best of luck man, I hope it all turns out resonably favorably.

fastcougar · 07-01-2004, 04:30 PM

DO NOT DEAL WITH THEIR INSURANCE COMPANY!

Call your insurance company and file the claim that way. Your adjuster SHOULD account for all the work to return the truck to the state it was in before the accident. Your insurance company will then suprigate (probably misspelled) against theirs. Let the insurance companies handle all the details ... that is why they have 8 million lawyers on staff. If it's YOUR insurance company that is going you the run-around, look no further than the lawyer's section of the phone book ... the person that hit you (ultimately, 2 cars back) is responsible for this and his insurnace MUST pay. Don't settle for anything less than what you deserve!

'96explorereddiebauer · 07-01-2004, 07:14 PM

He's right. Make 100% sure that it's not your fault first before claiming anything from your own insurance company. Then claim the money from your own insurance, minus deductible, and let them subrogate the other company for the money. That way, if your insurance claimed that it's not your fault, they can handle the problem instead of you if there're any discrepancies.

Good Times · 07-02-2004, 01:43 PM

Why go through my insurance company when they'll only allow me $1000 to fix anything that is not factory (roll-pan, rear quarter panels, license plate box). I got rear-ended so, it's in no way my fault. So why should I have to pay anything.

I'm finally getting it fixed through the second persons insurance of all people. The third person's insurance company (the one at 80% fault) has been fitting me since the new claim person came in. I threatened to lawyer up and they're like oh well. So then I called the second one and asked where they were at with the claim and kind of took my frustrations out on them that were created by the third company and they said take it to whatever shop I want and they'll pay for it and then go back and get the money from the other insurance company. I'm taking it to a custom shop, that so far is one of two places that could do the work.

06-09-2004, 02:17 AM	#1
Good Times Wannabe Elite Explorer So. Cal. 96 Low Roller Join Date: Jan 2004 Posts: 109 Vehicle Specs (Original Poster)	Any collision repair workers Well on 5/26/2004 on my way home from work i got re-ended twice (from the same person because he got re-ended). I'm going through the hole sh*tty process with the insurance companies. One thing that I'm getting pissed off about is they only want to give me a check for about $2300 to fix my whole back-end. Here's the damage (I'll post pics hopefully tomorrow): -I'll definately need a new tailgate, but they'll have to angle in a license plate box and shave the handle and locks. -Fix or replace the rear quarter panels that I welded on from a ranger -new roll pan -fix the dent behind the gas tank door -replace a taillight -Repainted the whole pack half of the car (roof and quarterpanels) So, if anyone works at a repair shop, do you think that you could fix all this for that price. I want to do all the work again myself, but I wont be able to cause that's not enough money. __________________ They said that it couldn't be done, well I did it.

06-09-2004, 06:48 PM	#3
MONMIX I fix dents Millersville , Maryland 2000 Explorer Sport Join Date: Apr 2002 Posts: 8,821 Vehicle Specs	I could get started for that price Sad truth is most insurance companies ignore custom body mod's. Well most mods in gereral they ignore. Some insurance companies will let you add a rider to your policy to allow for additional coverage of custom after market parts. But be prepaired to pay. I would like to follow this thread but I will be going out of town tomorrow till Sunday. Best of luck though. __________________ MONMIX Wheels and intake for sale Live your life for a change My Explorer CHURCH.... sort of

06-11-2004, 03:06 PM	#5
boominXplorer Elite Explorer Virginia Beach, Va 00 4x4 Mounty Join Date: Sep 2002 Posts: 6,028 Vehicle Specs	rear-ended? Doesn't your neck hurt __________________ 1998 Mountaineer 5.0 2wd - Mac intake, Ported intake, FMS headers, 3" Exhaust, E-fan, SCT tuned, Baumenn Shift Kit, MSD, 4.10 l/s, Lowered 3/2 on 18x9 Cobra r's, HID's 2002 F250 Crew Cab SB 7.3 Diesel 4x4 - 4" MBRP exhaust, AIH delete, SCT Livewire 2001 Ranger ext cab 4x4 - 5.0/4r70/4406 swap in progress (2) 97 Mountaineers for parts 98 Sport for Parts My eBay auctions

06-13-2004, 05:37 PM	#6
MONMIX I fix dents Millersville , Maryland 2000 Explorer Sport Join Date: Apr 2002 Posts: 8,821 Vehicle Specs	Well my point being is, you are only gonna get a check for just so much money. Any thing beyond that is gonna cost you personally. __________________ MONMIX Wheels and intake for sale Live your life for a change My Explorer CHURCH.... sort of

06-22-2004, 10:04 PM	#7
Good Times Wannabe Elite Explorer So. Cal. 96 Low Roller Join Date: Jan 2004 Posts: 109 Vehicle Specs (Original Poster)	I finally got some pics loaded. Their on the first page. http://www.cardomain.com/memberpage/401698 __________________ They said that it couldn't be done, well I did it.

06-09-2004, 05:01 AM	#2
unclemeat Elite Explorer Richmond, VA 91 sport Join Date: Oct 2002 Posts: 3,383 Vehicle Specs	You should be talking to an attorney, right now not a body man.

06-23-2004, 05:14 PM	#8
MONMIX I fix dents Millersville , Maryland 2000 Explorer Sport Join Date: Apr 2002 Posts: 8,821 Vehicle Specs	Damn that sure was pretty. If ya didn't live so far away I would love to help you out. Best of luck man, I hope it all turns out resonably favorably. __________________ MONMIX Wheels and intake for sale Live your life for a change My Explorer CHURCH.... sort of

07-01-2004, 04:30 PM	#9
fastcougar Wannabe Elite Explorer Kearnysville, WV 02' Mountaineer - V8 AWD Join Date: Jul 2000 Posts: 242 Vehicle Specs	DO NOT DEAL WITH THEIR INSURANCE COMPANY! Call your insurance company and file the claim that way. Your adjuster SHOULD account for all the work to return the truck to the state it was in before the accident. Your insurance company will then suprigate (probably misspelled) against theirs. Let the insurance companies handle all the details ... that is why they have 8 million lawyers on staff. If it's YOUR insurance company that is going you the run-around, look no further than the lawyer's section of the phone book ... the person that hit you (ultimately, 2 cars back) is responsible for this and his insurnace MUST pay. Don't settle for anything less than what you deserve! __________________ Trevor Cole 02' Mercury Mountaineer - Premium V8 AWD 99' Mercury Cougar, 2.5L MTX (Turbo 3L in the works) 05' Toyota Corolla S, 1.8L MTX 97' Explorer XLT V8 AWD - Sold to roberthansen 96' Explorer Sport - Sold to AspenX

07-01-2004, 07:14 PM	#10
'96explorereddiebauer Explorer Emeritus Clemmons, NC '06 Honda Accord EX-L Join Date: Jun 2000 Posts: 3,801 Vehicle Specs	He's right. Make 100% sure that it's not your fault first before claiming anything from your own insurance company. Then claim the money from your own insurance, minus deductible, and let them subrogate the other company for the money. That way, if your insurance claimed that it's not your fault, they can handle the problem instead of you if there're any discrepancies. __________________ Billy '06 Honda Accord EX-L '00 Acura Integra GS '98 Honda Accord EX-V6 '05 Honda Odyssey EX-L

07-02-2004, 01:43 PM	#11
Good Times Wannabe Elite Explorer So. Cal. 96 Low Roller Join Date: Jan 2004 Posts: 109 Vehicle Specs (Original Poster)	Why go through my insurance company when they'll only allow me $1000 to fix anything that is not factory (roll-pan, rear quarter panels, license plate box). I got rear-ended so, it's in no way my fault. So why should I have to pay anything. I'm finally getting it fixed through the second persons insurance of all people. The third person's insurance company (the one at 80% fault) has been fitting me since the new claim person came in. I threatened to lawyer up and they're like oh well. So then I called the second one and asked where they were at with the claim and kind of took my frustrations out on them that were created by the third company and they said take it to whatever shop I want and they'll pay for it and then go back and get the money from the other insurance company. I'm taking it to a custom shop, that so far is one of two places that could do the work. __________________ They said that it couldn't be done, well I did it.