Explorer Financing

[blwnsmoke]

Why not start a thread on financing.

For those who are financing their Explorers, care to post which Bank/CU they are using and what the term/interest rate is. This will help us all out with trying to find the bestbrate.

From what I have found, my CU (DCU) is 3.74 for 65 months or less with a 730 FICO or higher and .25% higher for a 700-730 score.

Bank of America has stated as low as 3.39% for 60 months but would not give me any specifics based on FICO. They offer 72 and 75 months and said they can do the same 3.39% but again, needs to run the app first (I dont like this tactic) to know.

I believe we are still going with the Explorer so with a build date of Aug 2nd, I am shopping now .

 

[Blue Lamp]

Why not start a thread on financing.

For those who are financing their Explorers, care to post which Bank/CU they are using and what the term/interest rate is. This will help us all out with trying to find the bestbrate.

From what I have found, my CU (DCU) is 3.74 for 65 months or less with a 730 FICO or higher and .25% higher for a 700-730 score.

Bank of America has stated as low as 3.39% for 60 months but would not give me any specifics based on FICO. They offer 72 and 75 months and said they can do the same 3.39% but again, needs to run the app first (I dont like this tactic) to know.

I believe we are still going with the Explorer so with a build date of Aug 2nd, I am shopping now .

The 2 credits unions I have accounts at, both are in NM:
NEW VEHICLE
(2016 - 2019)
TERM 60 Month
MAXIMUM AMOUNT FINANCED 100%
INTEREST RATE APR (AS LOW AS) 3.99%
****************
2016 and newer 36 months As low as 2.99%
2016 and newer 48 months As low as 3.49%
2016 and newer 65 months As low as 3.64%
2016 and newer 75 months As low as 4.14%
2016 and newer 84 months As low as 4.69%

 

[SwannyB]

Does anyone think ford will offer a 0% or .9% on an ST? Maybe 4th quarter or at the end of the year/ holiday? I have excellent credit but just wondering if it’s worth waiting. 2% on a $50k 72month loan is $3,100 paid to lender. If my math is right

 

[peterk9]

Here is what you might possibly expect to see for the 2020 prior to the release of the 2021 model based on current numbers for the 2019. Finance rate on the Sport is 0% for up to 60 months and 1.9% for 72 months. Rates in effect until Sept. 30.

Peter

 

[blwnsmoke]

Current finance rate on a 2019 Sport is 0% for up to 60 months and 1.9% for 72 months. Rates in effect until Sept. 30.

Peter

Should I move your post to the 5th gen forum lol

 

[Forddealz]

Should I move your post to the 5th gen forum lol

I got a little excited there for a second . Blwnsmoke, how can I get a privat rebate for 1,250 like others did? Can you help me out?

 

[peterk9]

Should I move your post to the 5th gen forum lol

Edited the post in an effort to link it to the 2020.

Peter