Figured I would jump in on this. Not sure why I didn't think to check here first, but this has me even more frustrated.
I just had to have my 2013 Explorer (just over 40k miles) recently towed to the dealer because my rear calipers seized up. Sent it in thinking, "No big deal, I have the Premium ESP and Premium maintenance plan through Ford." Service manager said they won't cover the issue under warranty or maintenance because it was caused by rust. Called Customer service and they said for issues like that they won't just automatically deny it and can actually send someone in to take a look. Dealer refused to submit a warranty claim and quoted me close to $1000. They eventually came down to the mid-$800 range and forced me to pay for new calipers (covered under premium ESP), new rotors (CS rep said would be covered due to failure of calipers), linings, pads (both covered under maintenance plan), and whatever additional charges they tack on.
Needed my (only) car back because they wouldn't set me up with a loaner since it wasn't warranty covered and had to fork over the money. Service advisor for the dealer won't call me back while I still try to get this resolved.
2 issues - If it was in fact rust that caused both calipers to seize (mysteriously at the exact same time) and not some other underlying issue, I had my vehicle in for service just 3 months prior and this should have been marked as a potential issue during my multi-point inspection where they said my brakes were fine.
2 - if it wasn't rust related, why was it left up to one individual to be the first and last word on whether or not it would be covered under warranty rather than determining another potential cause or at least submitting it for warranty and going from there so I could at least appeal the decision.
Instead Ford said I had to deal with the dealership (apparently they do not back their maintenance and service performed at their dealers) and the dealership told me to take it up with Ford and won't return my calls.
Pretty disappointing experience considering my family has owned 12 Fords over the last 15 years. Especially after the power steering failure that caused a minor accident that Ford ignores.