Not sure why the tow ratings are lower when the 2.3 has MORE torque down low than the 3.5NA. The 3.5NA has no power until you get to 4000rpm. The torque curve you describe that you like in a truck is exactly what the 3.5EB gives you, especially when you tune it. Go drive a 3.5EB or even a 2.7EB F150. If you still aren't convinced, drive one that someone has tuned. The biggest gains from the tune of over 100lbs of torque over stock is under 3000 rpm.
For the tow rating, I think it's mainly due to the fact that it has only 4 cylinders and heat build up in a turbo engine can be a lot.
What I'm disappointed in is that the Explorer 3.5L ecoboost has only a tow rating of 5000 pounds when a Jeep Grand Cherokee which has always been unibody and is capable of a tow rating of 7,400 pounds.
http://www.jeep.com/en/jeep-capabilities/towing/#GrandCherokee3Tab*
The main thing is that Ford really cut costs with the Taurus and Explorer. The Unibody frame came from a Volvo platform that underpins the XC-90 from 2002 to very recently. Also, the XC-90 has always done well in front overlap tests while the Explorer based on the same design, has a marginal rating. Even for the new refresh 2016 Explorer. Same thing with the CD4 platform that underpins the 2013 - current Fusion, 2015 - current Edge. They only score marginal to average on small overlap:
http://www.iihs.org/iihs/ratings/vehicle/v/ford/explorer-4-door-suv
Unibody vehicles have never really been done well by Ford except for the new CD4 platform but even then, if you look at IIHS ratings, it really shows that Ford cuts a lot of costs in terms of the frame and only builds as much safety it needs to get a good rating in the car. Even then, you have body squeaks which my Fusion is in the shop for now. Very disappointing.
Also, I'd be wary of tuning the Ecoboost engines. So many blown pistons have occurred from tunes.
One last thing I have to mention. The Explorer came out with a 17 city, 25 highway for FWD Explorers in 2011 for the 3.5L N/A, that number dropped somewhere and became 24 HWY.
https://www.fueleconomy.gov/feg/bymodel/2014_Ford_Explorer.shtml
Ford just over estimates their numbers. There was even a huge scandal with the 47/47/47 city, combined, hwy they did with the C-Max, Fusion hybrids.
http://www.dailytech.com/Ford+Lower...MKZ+Hybrid+to+See+7+MPG+Drop/article36048.htm
http://money.cnn.com/2014/06/12/autos/ford-mileage-compensation/
I'm not surprised they keep doing this. I hope they improve their quality and methods soon.