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cheap insurance

Discussion in 'Exploring everything under the sun!!' started by spindlecone, December 6, 2004.

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    1. spindlecone

      spindlecone B

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      City, State:
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      Year, Model & Trim Level:
      2003 sport trac
      was two new threads, they were there, than gone, what happened :confused:
       
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    3. Blee1099

      Blee1099 Evil Asian EF Vendor Moderator Emeritus

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      City, State:
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      Year, Model & Trim Level:
      91
      yeah what happened to them.. I was ready to see if they could beat the great price I'm getting from Geico.. :D
       
      Last edited: December 6, 2004
    4. RangerX

      RangerX Elite Ranger Staff Member Moderator Elite Explorer

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      City, State:
      Omao, Kauai
      Year, Model & Trim Level:
      '93 Ranger XLT 4X4
      It was a spammer, and his posts were deleted. :)
       
    5. Robb

      Robb Explorer Addict

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      There were actually four threads in various forums. The thread starter's threads were quickly (within two minutes) moved or deleted, and the member was quickly banned.

      These "insurance" spam threads are started VERY often, yet most members NEVER see them. Guess why? It is all the fault of the power hungry, cocky, #####, yada yada yada moderators!! :rolleyes:
       
    6. NOTAJP

      NOTAJP Moderator Emeritus Moderator Emeritus

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      City, State:
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      Year, Model & Trim Level:
      No more Exploder
      :mad: Bastards! Someone outa find out just who these guys are!
       
    7. TJM623

      TJM623 Active Member

      Joined:
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      City, State:
      Strongsville, Ohio
      Year, Model & Trim Level:
      '98 XLT
      Might as well turn this into something useful...

      If anyone wants to post your insurance quote and provider and where ur at if that makes a difference...just want to see different peoples insurance costs

      I'll Start

      Age:16
      Provider: Nationwide
      Cost: $823 a half (yup $1646 a year :( )
      Location: Ohio

      Neone else wanna go?
       
    8. spindlecone

      spindlecone B

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      Year, Model & Trim Level:
      2003 sport trac
      Well in retrospect $4.00 per month for full coverage was interesting :D
       
    9. TJM623

      TJM623 Active Member

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      City, State:
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      Year, Model & Trim Level:
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      posted at the same time hehe
       
    10. NOTAJP

      NOTAJP Moderator Emeritus Moderator Emeritus

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      No more Exploder
      I was only harassing the moderators....
       
    11. spindlecone

      spindlecone B

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      Year, Model & Trim Level:
      2003 sport trac
      My Gawd I just learned something, never knew her ass was one word :eek:
       
    12. MONMIX

      MONMIX I fix dents Staff Member Moderator Elite Explorer

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      City, State:
      Millersville , Maryland
      Year, Model & Trim Level:
      2000 Explorer Sport
      I work in collison reapair. 90% of our work is insurance work.
      Just because insurance is cheap doesn't mean it is a good deal.
      Aftermarket parts, used parts, non blending pannels, it all comes out of your significant savings.
      Ask about aftermarket vs. all OEM parts.
      Ask about coverage of your aftermarket wheels and sound system and things like that.
       
    13. Firefighter

      Firefighter Member

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      City, State:
      Wisconsin/Michigan
      Year, Model & Trim Level:
      '01 Sport 4x4
      Insurance rates

      I guess I'll throw mine up here:

      Provider: American Family
      Age: 18
      I pay about $620 every 6 mos. on the F-250 (primary driver on it even though my Dad drives it most of the time) and about $280 every 6 on my X (I drive it, but it's insured under my Mom). That saves me a little every year.
      So, it puts me at about $1800/yr. :(

      Yup, I'm more than happy to bend over the counter so that the retards I went to school with can roll over 3 vehicles and keep their licenses. :rolleyes:

      Edit: Full coverage on both vehicles, no accidents, violations, etc.
       
      Last edited: December 8, 2004
    14. SVO

      SVO Moderator Emeritus/Doctor Moderator Emeritus

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      City, State:
      Bastrop/Austin, Tx
      Year, Model & Trim Level:
      Turbocharged Navajo LX
      Age: 38

      Provider: Statefarm

      Covered Vehicles: 85' F150, 92' Navajo, 97 Nissan Sentra

      Driving Record: 1 Speeding Ticket, No Accidents

      Coverage: Liability on everything except full coverage on the Nissan

      Location: Just North of Austin, Tx in a suburb town called Round Rock

      Charge Every 6 mo. : $312

      I am the primary driver.


      :)
       
    15. jimcom

      jimcom Elite Stocker

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      City, State:
      Columbia, MD
      Year, Model & Trim Level:
      2000 XLS
      Yet another reason why I'm poor......

      Vitals: 25, unmarried male, no accidents or tickets in about 3 years
      Location: Columbia, Maryland
      Provider: Geico Auto Insurance
      Covered Vehicles: 2000 Explorer and 1994 Explorer
      I am primary on both, the policy is under my mothers name (52 yr old retired unmarried female), she is either secondary driver on both or not covered at all, I forget now :confused: , but I pay all premiums.
      Driving habits: Approx. 300 miles a week in the 2000, less than 500 a year on the 94

      Coverage: (I tried to line everything up, but it ain't perfect so I color coded everything for your reference)

      Coverage Limit Deductible Premium

      1994 FORD EXPLORER - 1FMDU34X1RUA35792
      BODILY INJURY LIABILITY $100,000/$300,000 N/A $69.70
      PROPERTY DAMAGE LIABILITY $50,000 N/A $59.20
      PERSONAL INJURY PROTECTION $2,500 N/A $24.80
      UNINSURED MOTORIST BODILY INJURY $100,000/$300,000 N/A $24.20
      UNINSURED MOTORIST PROPERTY DAMAGE $50,000 * $3.00
      COMPREHENSIVE N/A $100 DED. $19.20
      COLLISION N/A $250 DED. $56.30 EMERGENCY ROAD SERVICE N/A N/A $9.70
      RENTAL REIMBURSEMENT $750 N/A $17.00
      * see your contract, a deductible may apply Vehicle Total: $283.10

      Coverage Limit Deductible Premium

      2000 FORD EXPLOR XLS - 1FMDU72X2YZB76365
      BODILY INJURY LIABILITY $100,000/$300,000 N/A $154.30
      PROPERTY DAMAGE LIABILITY $50,000 N/A $131.00
      PERSONAL INJURY PROTECTION $2,500 N/A $32.90
      UNINSURED MOTORIST BODILY INJURY $100,000/$300,000 N/A $24.20
      UNINSURED MOTORIST PROPERTY DAMAGE $50,000 * $3.00
      COMPREHENSIVE N/A $100 DED. $67.00
      COLLISION N/A $250 DED. $216.30
      EMERGENCY ROAD SERVICE N/A N/A $7.40
      RENTAL REIMBURSEMENT $750 N/A $17.00
      * see your contract, a deductible may apply Vehicle Total: $653.10

      Total Premium: $936.20
      That is for 6 months so double that for the yearly rate of 1842.40
      :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek:
       
      Last edited: December 8, 2004
    16. evoq007

      evoq007 Active Member

      Joined:
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      City, State:
      Boxford, MA(Home); Rochester, NY(School)
      Year, Model & Trim Level:
      1996 Explorer Sport
      Age: 19
      Accidents: 1
      Insurence: USAA
      Location: Massachusetts
      roughly about $2200 a year
       
    17. Ford_Racing_Guy

      Ford_Racing_Guy Well-Known Member

      Joined:
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      City, State:
      Spencer, Wisconsin
      Year, Model & Trim Level:
      '92 XLT & '98 XLT AWD
      I'm 20, insurance is through Victoria Insurance in Indiana - Through a local Insurance Company

      my insurance went down a little this last bill

      so about $313 every 3 months for Liability ONLY

      yeah so thats $1252 a year for just liability.

      it was about 360 last time but one of my violations dropped off from awhile ago
       
      Last edited: December 8, 2004
    18. hiridin

      hiridin Active Member

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      City, State:
      tx
      Year, Model & Trim Level:
      1998 ford explorer 4x4
      age: 20
      insurance: state farm
      full coverage, no tickets, accident 4yrs ago (dunno' how long it stays with u)
      with having to pay the renewal fee every 6 months it comes out $250/month
      so i pay $3000 a year.
       
    19. Flounder

      Flounder Owns 10,000 Marbles Elite Explorer Moderator Emeritus

      Joined:
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      Year, Model & Trim Level:
      '08 Sport Trac Adrenalin
      Usually at 25 they cut you some slack for past incidents; you get an even better cut if you don't have any. As sad as it sounds, 25 is usually the last birthday to look forward to, after the 10 (double digits)-13 (teen)-16 (driving)-18 (voting)-21 (boozing) birthdays. It may even be the last before retirement, unless you could the dreaded 30, the midlife crisis 30-50 (whatever one or ones), and so on.

      I seem to have depressed myself with this post. ... :)
       

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