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Our house (not a home anymore)

Discussion in 'Exploring everything under the sun!!' started by nobodyspecial, July 15, 2011.

^^Searches ExplorerForum.com^^





  1. nobodyspecial

    nobodyspecial Active Member

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    OK everyone, here is a little tour of what used to be our home, but is now just a building.

    Here is a shot of the outside. No, that is not our bathroom, just the old toilet from the bathroom we just finished remodeling a few days before this happened.
    [​IMG]

    Here is a good shot of the water level on the garage.
    [​IMG]

    Here is our living room:
    [​IMG]
    [​IMG]

    Entryway: (you couldn't imagine the smell of sewer and mold)
    [​IMG]

    Bathroom: (It looked slightly better than this after the basic remodel)
    [​IMG]

    The front yard:
    [​IMG]

    The front yard again, this time from the basement:
    [​IMG]

    :(
     
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  3. celly

    celly disturber of the peace

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    Sorry to hear. Floods suck. :(
     
  4. Rick

    Rick Pumpkin Pilot Staff Member Admin Elite Explorer

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    So sorry to see that :( Best of luck getting your lives back together.
     
  5. Joe Dirt

    Joe Dirt Explorer Addict

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    Wow- that's incredible... So sorry to hear (and see) that type of devastation firsthand.
     
  6. StryctNy9e

    StryctNy9e Active Member

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    Damn man dont know what to say but that sux and im sorry to see the damage of your home after all the hard work. Hope things get better for you.
     
  7. nobodyspecial

    nobodyspecial Active Member

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    Thanks everyone, and no, we don't have flood insurance. I think its something like only 10 percent of the homes flooded (near 5000) had flood insurance, because the government declared this is not a flood zone.
     
  8. Joe Dirt

    Joe Dirt Explorer Addict

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    What a crock- we had a dry ditch behind one of the houses my parents used to own, and in 30 years that they knew of, it never even had water in it- but yep- flood insurance.

    Do you get any sort of help from your homeowners policy?
     
  9. jad2411

    jad2411 Elite Explorer

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    Damn that sucks! I have been slowly working at home painting, remodeling the kitchen, bathrooms, etc and I know that I'd go crazy if something like that happened :(
    Best of luck
     
  10. Paraphoe

    Paraphoe Go big or go home Elite Explorer

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    Holy sh!t. That is terrible. Sorry to see this man. What are you going to do? Are you going to gut the house and try to rebuild/stay there? Move along? I don't know how anyone could take such a financial hit and keep moving without asisstance. :(
     
  11. nobodyspecial

    nobodyspecial Active Member

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    I have no idea what we are going to do, honestly. :(
     
  12. RockRanger

    RockRanger Elite Ranger Elite Explorer

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    Sorry to hear about your loss. With that foundation wall failing like that it will be an expensive fix.

    First I would do is start pulling drywall and flooring so the walls can dry out and stop the growth of mold.

    In reality you need to have a come to Jesus meeting on how much you owe on the house, how much to fix your house, how much your house/lot is worth, and how much sentimental value you have in the house. Sad to say but the best move could be just to walk away and let the bank deal with it.

    I wish you the best on what ever decision you have to make...
     
  13. nobodyspecial

    nobodyspecial Active Member

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    I would be lying if I said walking away hadn't entered my mind a time or two. Both me and my wife have amazing credit scores (not bragging, just the truth) and we are not thrilled about watching them go down the drain.
     
  14. Scotty J.

    Scotty J. Packin

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    Sounds to me like FEMA owns that one then. I'd be calling them daily.
     
  15. RockRanger

    RockRanger Elite Ranger Elite Explorer

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    I understand that for sure. In 2003 my parents lost two houses to wildfires. It changes your life. Everything will be before the flood and after the flood.

    On the area where the foundation wall fell which way does the roof go? Judging by the one 2x12 ish rim board that is holding everything up and the fact the siding on the outside isn't buckled it might not be to hard to fix. There might not be much load on that section. You could dig all the sediment out re-compact the remaining soil and the build/ pour a new section of wall. Could just pour a footing then build a block wall the rest of the way up. Or form and pour in place. It will be expensive to hire to have done either way.

    Just remember you are safe and your wife is safe the rest is just crumbs.
     
  16. nobodyspecial

    nobodyspecial Active Member

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    Last edited: July 24, 2011
  17. GRNMACHINE

    GRNMACHINE Well-Known Member

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    I too am really sorry for your damage/loss, have had previous insurance companies also tell me its not a flood plane so flood insurance is not available.
     
  18. Scotty J.

    Scotty J. Packin

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