Oh I see. What causes the fuel pump to fail? Hope it's not a big expensive repair? I'm looking up the signs of a fuel pump going bad.
It's 26 years old, things Just Wear Out, eventually.
I'm still on my original fuel pump and starter on my '98, but it only has ~110K miles. I mostly short trip it so that low mileage isn't saving the starter any, but it is less wear on the fuel pump. Practically speaking, this means I consider the range on my '98 to be around 50 miles because I don't want to have to pay for a tow further than that... at least not chance it when I have newer vehicles. I could preemptively replace several things, and would if it were my only vehicle, daily driver to work, but at this point my primary interest is in lowest cost to keep it running, and safe.
Ask yourself what cost/liability there is going to be if you get stranded, where and for how long. Years ago, I had a fair amount of confidence that if I had a starter fail on an old car, I could just pick up a starter at Autozone and install it on the spot wherever the vehicle was parked, but as vehicle clearances became smaller and smaller, now I'd want it at home with a full array of tools and lighting to replace the starter.
Half the cost of a fuel pump repair is the hour+ labor to drop the tank, then with a vehicle this age, it's prudent to replace the sending unit while you're at it. If you are at the mercy of a shop charging you full retail for these parts, especially a stealership insisting on Motorcraft parts, it will probably cost another $200 more for the parts on top of the labor charge, compared to DIY with major brand parts off Rock Auto or Amazon, etc.
Then there is the issue of fuel line rust. On a vehicle this old, particularly if your roads are salted in winter, disturbing the fuel lines may break them. YMMV. Being a '96 with lower fuel rail pressure, there's more margin for a hack job to DIY hose the fuel lines but I don't want to encourage anything you're not sure about already. I mean fuel just needs to get from point A to B, not necessarily be Ford factory at this point. Some may disagree and I'm fine with that.