Explorer Forum has probably saved you that much already, and will continue to save you money as you learn how to diagnose
fix problems yourself and learn which modifications work without having to experiment on your own.
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http://www.hostonce.com it's great. that's what i've got my web site on. ftp server, email acounts, etc etc. run on apache server so it doesn't mess up unless the server is down. not bad upload and download speeds either for the price you pay.
There's a new hosting service out there that offers no setup fee, 11.95 a month, 100MB space I think, no advertising, and a free message board like this one... they're relatively new, but I'm going to be going through them I think with a website my friend and I are making for his car....