I am going to be shopping for some 20" rims & tires for my 1996 Explorer Limited and I am trying to figure out what size rims and tire will fit to match the factory wheels so they are not sticking out past the fender. I currently have the stock 15x7 Limited rims on now with 245/70/15 tires and I am trying to use the conversion chart to get close to the same look with 20" wheels. Can anyone explain or tell me if this conversion chart is correct - https://www.rsracing.com/tech-wheel.html#backspace. I am confused because if you look at a 7" rim it says that 0 offset is 4", but on an 8" rim, 0 Offset is 4.25". How is this possible, wouldn't 0 offset on an 8" rim be 4"? Is this chart correct? I am pretty sure my 15x7 stock rims are 4.5" bs, so I am trying to figure out what 20" rim measurements with either a 20x8 or 20x8.5" rim will work so they fit like stock and not stick out of the fenders. thanks for the help