Just as an update... I took it into the local ford dealership... they looked at the hood and agreed it'd be something able to be warrantied. They looked at the rear doors, which had corrosion at the seam for both doors, and felt it'd likely be covered by warranty, but they'd never done an explorer with that condition before so weren't sure what all it would need - recommended I go to another nearby dealership that had a body shop as part of the business, which I did yesterday. They agreed the hood would need replaced, and likely the doors would need replaced as well. I also pointed out some rust spots that were forming on the roof - the lady at the local dealership had said she figured they were caused by rock chips and wouldn't be covered, but the other body shop looked at them and saw several "corroding" spots starting from underneath the paint, so it couldn't all be from damage, and even if rocks had hit the roof at some point, they shouldn't be rusting in the way they were... so there is a decent chance it'll require a new roof as well. The roof requires extensive work, obviously, because you have to basically take the entire interior apart, take off the windshield and tailgate, and dismantle much of the body of the vehicle in order to replace it.
They took lots of photos and were going to start the process with Ford. Glad I heard about the warranty and brought it in, because the build date of the explorer is actually five years away next month. Not sure if they do the 5 year warranty from build date or first purchase, but either way, glad I got the ball rolling... would hate to have to pay for this stuff myself.
Part of me wonders if the cost of the body work gets too high, if they might just total the explorer and cut me a check for it or something.