Keys on eBay are $10-$12, go to a local locksmith to get it cut for $10 or whatever. If you have two keys you can program a third. I bought my own key and had the local locksmith cut and program it. Only cost me $30 for cutting and programming. Now that I have two keys I can program them myself.
That dealer is ripping you off, any one with a second gen explorer HAS NO BUSINESS at a dealership. Independent shops in the US know literally everything about explorers and are MUCH more reasonable when it comes to rates and everything else. The only time you ever go to a dealer is if you have warranty or free oil changes.
The last time I had a key cut/programmed, the locksimths in my area wanted a minimum of $50 to make a key (using my blank). At the time the dealership was $5 cheaper. At this point in time the locksmith may turn out to be less expensive as the dealership quoted me $60.
As far as the dealership's free oil changes, I've only had a dealership change my oil twice in my live. They f**k'd it up both times. One time they apparently changed the filter first, didn't tighten it enough and then put in 4 qts of oil w/out bothering to drain out the old oil first. I'm surprised the engine didn't go into hydraulic lock and blow it's seals out. As it was it puked oil out of everywhere. Thank goodness the filter was leaking badly. Made quite a mess on a car than was only a few months old. The second time they left the old oil filter gasket stuck on the engine and installed the new filter on top of the old gasket. I made it 2 blocks before it blew out (oil change 101).
I agree though, the only reason to the dealership fix anything is for warranty work. Even then, I typically have not have good experiences with dealership performed repairs.
Examples:
- One spark plug wire left disconnected
- No dash or tail lights on my way home after an electrical repair
- Broken transfer case shift motor housing after a torsion bar pad repair (denied their fault)
- Cracked windshield discovered upon vehicle pick up (denied their fault)
- Deep gouge discovered upon pick up on fiber glass clams-shell hood on a new Corvette (denied their fault)
- Tear in leather seat (screw driver in back pocket type) on a brand new car
I could go on... Frankly, I never want to have to deal with a car stealership again as long as I live. They're all thieves and liars.