You have a valid point and that's probably what Ford engineering was thinking when they planned the stock configuration. Since I replaced my stock single row radiator with a double row, my coolant temperature is always a steady Normal after warmup as shown on the instrument cluster gauge. I have validated the reading with my laptop based scanner (Dyno-Scan). In my opinion, to extend transmission life it is more important to decrease the maximum temperature than it is to increase the minimum temperature. And even more so for synthetic blends (Mercon V) and full synthetics that can better tolerate cool temperatures. Also, in theory, my 5R55E transmission is supposed to have internal thermostatic control to maintain the ATF optimum temperature range. I have yet to confirm the capability. On a hot day with an engine under load the engine coolant thermostat (190 deg) will be constantly full open trying to keep the engine coolant temperature below 200 degrees. If the heat generated by the engine exceeds the radiator cooling capacity the coolant temperature will increase. I don't know to what extreme, but I suspect greater than 212 degrees (the reason pressure caps were incorporated). By the way, the optimum engine oil temperature is 190 to 200 degrees. I would have preferred to have thermostatically controlled engine oil but the ease of having a remote filter and a bypass filter was a higher priority for me. I may add thermostatic control in the future.