Lee S.,
I'm replying to you for what's it's worth, but I am probably as ignorant as you...but I can at least share my experience with you. I have 3.73 gears (see my pics on page 1 of this thread). When I turn the wheel to the extreme left or right, at the tightest spot I still have about 1 to 1.5 inch before it would touch the plastic of wheel well. I have GoodYear ATS -- the rough tread and it is slightly noisier than the RTS tread. But a nice FLAT SOLID feel to the ride (I don't go offroad) and a better feeling of lateral stability when I am lane changing at high speeds. I have not yet done the speedometer but plan to soon. I hear it costs about $174.00 CAD (Calgary, Canada). I paid $1000 for 4 of these 31"x10.50 R15 tires at Fountain Tire (installed, balance, lifetime rotation, flat repairs, etc.). I too have the same question about the spare: is there enough room to hold a 31" there? I believe so, but to economise, I did not yet buy a 31" spare (still have the P235 75R15)--this spare & speedometer I plan to do as soon as I can afford it. My gas mileage hasn't changed noticeably actually. Only my speedo drags slower a bit so I want it "right." With your 3.55 gears now with a P235 75R15 tire and moving to the 31"x10.50 you might need/want to change gears to 3.73 ?? Someone told me that my 3.73 is now equal to 3.55 with the 31" ires. Maybe some expert in the forum could answer that for us. I think if a lot of hill driving is done, even the 4.10 gears are preferred? As for changing the speedo, I don't know what all is involved...I'll share that too once I get it done. Stay tuned... yes, the 31" look (and really "FEEL") nicer! Get 'em!!