The Explorer engines up to 2001 where DESIGNED with 5W30 specs in mind. Simply stating in a TSB that "5W20 will work" is reckless. Ford did that to comply with CAFE standards, with no intent to protect or inform the clients of adverse issues.
Sure, lighter oil will have less drag inside engine, but it will protect less the engine that was designed to 5W30 semi-synthetic oil. Using full synth helps but not that much.
My 5.0L started to have low oil pressure after 90k of 5W20... because that what is spec'ed in the owner manual. Now I have to run 5W40 to keep pressure at idle above 5psi.
Good luck to all the people that want to save a few cents in fuel (mileage is almost the same) in exchange to trashing their engines.