Luckily, I have not had any "major" problems with my 02. Well, I guess I cant say that anymore. Nonetheless, my explorer has been pretty good to me. Problems didnt really start happening until 110K miles. However, I took prestine care of her! Every time I took her into the shop they were amazed how well she was taken care of considering the miles (I did a lot of traveling from CO to KC, so the majority of my miles were truly "highway" miles).
The only major repairs I had to do was replace the strut/shock assemblemies on the rear axel ($$$) and replace the cats ($$$). Other than that, little wear and tear things had to be replaced (hub assemblies, serpentine belt, ac recharge, blower motor...wipers (lol), etc.). Other than that...that is about it.
PS: if you have to replace your hub assemblies (and if you keep your ex, you definitly will), you can save about $400 dollars a wheel if you do it yourself! There are some great posts on this forum.