I'm not sure about your year either, but my '96 X is a sealed hub and the rotor is on top, so like IZWack says, pull the tire and pursuade the rotor off from the back with a rubber mallet. If you're not turning them for reuse, you can pound them with any thing you want, just so long as you only hit the rotor. Bang it from a few different angles. It should come right off. Put your new one on. Slide in the new pads. And I'd also wipe off & regrease the caliper slide rails with new "caliper grease" sold in any auto parts store. Make sure the rubber boot is not cracked at all. The slide rail has to stay sealed so the caliper don't stick and you get even wear on both inside & outside pads. You only need one of those cheap $.99 caliper grease packets they probably have right at the counter. Drop the calipers on and you should be all set! ALSO!!... I'd get the middle quality discs, don't get the cheapies. I did my first change and now that's my weekend project again! I'm changing them again because they warped after 2 years. They had a 1 year warranty. The better ones have a 2 year warranty. I got the Duralast from Autozone this time. I think they were about $36 each. The pads I got were the regular Duralast ($21). They also sell the Duralast Gold for $37 or ceramic pads(no break dust!) for I think around $39. I have high mileage on my X so I didn't get picky about the pads. The Valuecraft discs they sell suck! A few simple tools will get you thru. You might want a can of Brake Quiet too. Spray the back of the pads before putting them on the caliper. Good luck... you just saved your self at least $150-200 bucks!!!