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The stock bumper should be a Class II, and usually has a stamped max capacity of 3500 lbs. Not every Explorer with a rated bumper can tow that much though, the actual towing capacity depends on the gears, transmission, and 4x4.
There should be a maximum capacity stamped into the steel on top of the bumper where the hitch attaches. I believe that it says 350lbs tongue weight, and 3500lbs total trailer weight.(At least that's what mine says) As long as you stay within those limits, you should be ok!
The bumper is your current weakest link.. As mentioned by the others it is only rated @ 3500lbs. How much does the boat weigh? If you tow too much weight you'll twist the bumper into a pretzel; we all seen the bumpers pointed straight up or straight down.
That being said its not so much the distance, but rather any abrupt changes in movement.. Sudden stops or starts really increase the force applied to the mount. So if the boat is in the 3500lb ball park you drive slow and steady (don't use over drive) then you should be ok.
FYI, you should be able to get a good hitch for reasonable money at a UHaul store, probably $125 or so (installed). Takes the bumper out of the equation.
I will be doing that soon, tomorrow night i will be moving it to my place and hopefully either my truck can handle it or im gonna be using a F250, but i'll get done,