There are two types off crossovers, a passive, and an elctronic. An electronic crossover will cut out the frequencies before the pre-amp single is amplified resulting in very little, if none at all, loss in sound quality. A passive crossover is basically a coil of wire that will cut out certain frequencies. There are advantages to both. An electronic crossover puts out a cleaner signal and can be configured for many types of speakers. The downside is they can be quite expensive, take up more room, and require additional power and wiring. Most amps these days however have a crossover built into them. The passive crossover, which many refer to as "bass blockers" when applied to mids and highs, are relatively cheap and easy to install. You can pick one up for about $4.00. These are wired to the positive speaker lead and fit right within the factory space. The downside is that they do not produce as "clean" a sound as an elctronic crossover. However, you usually cannot hear the difference if you have a sub anyway. Why do you need a crossover you say? Distortion. Many people have heard distortion yet not even known, I'm sure most of us has a buddy or two who has installed a system then crank it up to show you how good it sounds. All you get is an earful of static and popping when those poor little mids try to reproduce a 35hz note. Another voice coil murdered in cold blood. Other than that, the system would usally sound good, but they forget that one little detail.