2010 Explorer, fan clutch problem?

[KearneyExplorer]

I have "whoosh" coming from under the hood and I can hear it while inside the vehicle. I opened the hood and the fan is making a lot of noise and while driving home today I heard what sounded like something had come loose under the hood and banged around but when I looked I see a lot of black plastic/rubber shavings in the front of the engine compartment. I don't see anything missing and everything runs fine except the noise from the fan. I figure I need to get the fan clutch replaced but the shavings are puzzling. Any ideas? Thanks.

 

[Boomyal]

Without seeing the residue, it either has to be a belt coming apart or bits of a plastic shroud caused by a disintegrating belt. Those belts are pretty long and a section of it might be missing that is not easy to see.

 

[KearneyExplorer]

It turns out the problem was that my ac compressor basically disintegrated inside the housing and that is where all the shavings came from. I guess it's a good thing that it happened because while in the shop they discovered there is a leak between the transmission and the engine and that the power steering has a small leak and it is all covered under warranty. Now I am glad that I bought the Gap Warranty on my used Explorer.