3.73 means 3.73:1 ratio. A 4.11:1 ratio is a larger ratio than a 3.55:1 ratio.
These are the ratio of input RPM's to output RPM's. The 3.73 is an excellent ratio for the heavy Explorers. A lot of the later SOHC V6's have 4.11's.
The later 2002+ V8 Explorers have an extra gear, a "lower" first gear. That 5R55W has a higher ratio first gear(3.22:1) than the 302 Explorer trans' first gear, which is 2.84:1.
I don't know what rearend ratio they have, but their second gear is about the same as our 302's first gear. We could achieve the same acceleration in the 1-4 gears, if we had the 5R55W and a 3.08:1 rearend ratio.
The lower ratios like 3.27's or 3.55's, will lower RPM's at speed, compared to higher ratios like 3.73's, or 4.10's.
Notice I used the accurate term ratio, not gear. Anyone can understand ratios because it is basic math. Talking about gears is not talking about ratios, that is, it's 1940's based terminology. It doesn't make sense, it is about what gear you are in, low gear versus high gear.
Regards,
Don W