Glad to hear that you came away from that accident with no serious injuries. Did they ever discover why you blacked out? Even after an accident most people your age don't feel that sense of a brush with death, definately a good thing that you do.
You misunderstand me about the lowering, it wont increase your gas mileage raise your insurance or anything like that. What I was saying was you will pay more for gas, insurance and repairs on an SUV than you will on a car like the Impala or Taurus. The 4WD and the vehicle's ability offroad and in snow is always the tradeoff. Lowering the truck lessens its ability offroad and in the snow. It wont reduce the effectiveness of the 4WD, but it will reduce the ground clearance meaning the level of snow you can get around in is lessened etc. Lowering the truck should actually help the gas mileage somewhat.
My point was that if you'rte looking to lower it for more safety, and dont have so much of use for the multiroad ability, then maybe you should still look into a car.