They make Mobil1 in a high mileage flavor, read the bottle and does all the things the regular "high mileage" oils do. Helps seals and has protection for leaks, stuff to help blow-by and all that jazz. It was $22 for a 5 qt jug at Wal-Mart, going to pick some up on my next oil change and try it out. If it leaks then oh well, I'll switch to something else. I'll change when it gets dirty or 6-10K, whatever comes first.
With filter and a drain pan that I'll need, even the wrench, I'll come out less then having Wal-mart do it for $40, and the $40 Wal-mart change just has like regular Quakerstate or something, to get them to do Mobil1 is like $60. When it was $18 for the basic change with filter it wasn't a bad deal, but now the basic service is $40, screw that. I'll spend $30 every 6 months or so and run the good stuff. Think I'll switch my Hyundai to Mobil1 while I'm at it.
I haven't done my own oil in a long time, was cheaper to have it done at Wally world, but now it'll save me money. And for less then any local shop will do it I can run synthetic. Hell it's like $15-$17 for regular(high mile) 5 qt jugs of oil anyway, for the extra $5-$7 buck why not run the stuff that proven to work better, longer, and get ya better MPG? LOL
*EDIT* Forgot to answer the question, as for me, unless the motor is modified or has special requirements because of some special use (or you live in a Tropic/Arctic zone), I'd always just go with what the manufacturer recommended. I'm the first to cuss an raise hell with ford and GM engineers, but they don't come up with the oil requirements lightly, and have probably done more in depth and extensive testing to come up with what works best then all the shade tree mechanics combined. I'd stick with the 5w-30, seeing you live in Montana , and the winters can get cold there, I'd say stay away from anything 10w, I would say even 10w-30 would be unwise for you, might not hurt a thing, but why chance it. For a Texan 10w-30 would be fine I'd think. Anyway, my .02 cents.