What they used to do was use a larger or smaller core in combination with the same plastic tanks (with late model stuff). I still think the big issue is going to be the 20lb cap. The manual was talking about a 20lb maximum test on the system itself, same as the earlier models with 16lb caps. I would think, if the emissions parameters would allow for a slightly cooler thermostat without throwing any codes and a 16lb cap ( as well as the computer recalibrated fan) you would be in good shape as far as any further damage to your cooling system.
I will give you a situation. Back in 84 and 85, the 5.0 Mustangs were blowing seams in the heater cores. The problem was the high flow water pumps and temp. They came up with a restrictor in the heater hose going into the heater core. I used that, a cooler thermostat and a 13 lb cap....no more blow outs... Bad thing was, back in 85 there was only a 12mo./ 12000 mile warranty..... it blew out at 13000 miles. What a mess...