^ My '98 Explorer is now almost 24 years old, and has always ran the factory incan bulbs. It has one bulb that is either out or intermittent contact but all the rest still work. I have no burnt or molten plastic visible in the gauge cluster, looks like new still.
One thing that might have contributed to long life is I wasn't driving it a lot at night, and the other is that when I do, I do not have the brightness turned all the way up. Incan bulbs, if ran at less than full brightness, will last multiple times as long. Ever hear of those 100 year bulbs for household sockets? They just run the filament cooler, which is less efficient for home lighting to need more of them, but in the dash, dimmer is what I prefer so it works out fine.
Ironically, while a properly implemented LED can outlast an incan bulb, most designed for vehicle use, save on material cost by driving a smaller LED die hard and will often not last 1/2 as long as a standard long life incan bulb would. Hence my preference would be to use a higher value resistor if I put LED bulbs in the dash, but if the LEDs are driven hard, just like incan bulbs they will last much longer if not turned up to max brightness with the dash dial, so you don't really "need" different resistors, if you are the sole driver and in control of that dial.