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dirt road+speed+TREE

its still 52 dollars a month.

Mine is $316 for six month at state min, I paid three months off so I'm good until November. I'm 25 year's old and have five points against me for speeding. Which four points "should" have been removed for taking a safe driving course but was not.

1st ticket 38 in a 20 = 2 points. Paid $116
2nd ticket 78 in a 55 = 1 point. Paid $116
3rd ticket 38 in a 30 and a school zone at midnight = 0 point and an argument with the police officer because kids should be asleep at midnight. Paid $75 to the town of Oolitic, Indiana.

Last one was 68 in a 55 = 2 points, search of the vehicle and a good laugh I got from them state boys. Paid $116

My brother is still able to drive with 68 points. Go figure he has high risk insurance.

I figure in the future a lifted explorer will slow me down, If not I'll most likely be eating a lot of dirt or pavement. I've paid all of my tickets, insurance and also paid for every vehicle I've ever owned. I have only three now. 94 explorer, 84 S-10 and 94 sunbird with a seized motor. PM me if you have the 4cyl I need :)

I've also owned.... 86 S-10 blazer 4x4, 95 beretta, 96 grand am, 99 malibu, and had a 95 S-10 five speed for two weeks.

I need to figure out how much I've put into my explorer so far. Maybe later...
 






Ah, the invincibility and knowledge of youth. Wish I had it all back sometimes... NOT! I consider myself quite lucky to have survived my youth, though many cars did not. Gravel, dirt, sand, clay... How do you figure you have more grip on gravel than sand? That stuff is just bigger ball bearings under your tires. I would suggest you try to understand the physics of driving in general. But I als know someone telling me this 30 years ago I would have ignored it too.

So instead, let me ask a couple questions, no need to answer here, just think about. And keep in mind, I bought both my own kids inexpensive trucks for just these reasons.

Do you own the Ex yourself (title in your name), or is it someone elses that they let you drive? My reason for asking this, if you are tearing up your own junk, thats your business. If not, reconsider how you are driving someone elses vehicle.

Do YOU pay your own insurance, or give money to your parents to cover your share? If the parents insurance rates go up because you have an accident, is it really fair for them to shoulder that load? Because, it won't go up on just the vehicle YOU drive. It goes up for everything on that policy.

Deal I made with both my kids. First vehicle, I buy. EVEN IF YOU DON'T LIKE WHAT I BUY. I will not go into debt for a kids car. I will pay insurance (though if they CAN help out, I expect something). UNLESS, they have an accident, or get a ticket (which might be a case by case issue), in which case, they might be on the hook for their own.

I've been lucky... No accidents or tickets. Well, my son was driving my Neon and was slid into in the snow. Not his fault.

As a parent with a teenage son, I couldn't agree more
 






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