Huck,
I think that the 3.73's are more common on the newer Explorers, so there should be some out there. As to whether a new one will bolt right on to your 91, I'm not sure. I know that they made major changes to the front end in 95, but I don't know if the rear was changed or not.
The junk yard route is much cheaper than having a rear end set up. But, if you find a limited slip, be sure to get a kit from Ford and rebuild the limited slip clutch/spring set. The factory units do wear out after 30,000 or so miles.
Also, if you change the rear gears, you must change the front as well, if you ever want to use 4wd. Otherwise, you'll surely break something in the drive train the minute you start moving in 4wd.
I was lucky enough to be blessed with 4.10 gears on my Explorer, though the rear was open. I put an Auburn limited slip in (actually, the shop put it in) and am very happy with the results. Dead Link Removed
BTW, I think that someone here may have a set of 3.73's (brand new) for front and rear. Check out the for sale section. They're probably just the ring and pinion, but if you're having them installed, you may as well pick up an aftermarket limited slip and have it installed at the same time. It will be cheaper than setting up the axles twice.
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Tom