T
ThePhoenix
i got $5100 minus deductible and fees for my 96 expy sport...with bald tires, ashes on the carpet, 108k (broken speedo) and faded paint....
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is it gonna be totaled?
- Thread starter storlied
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i got $5100 minus deductible and fees for my 96 expy sport...with bald tires, ashes on the carpet, 108k (broken speedo) and faded paint....Elite Explorer members see no advertisements, no banner ads, no double underlined links,.
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Donner
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Sweet!
Ours was about $1200 less than what we paid for it... 4.5 yrs old 25k miles. But I wanted the car back... it's a pain to see them take it away. Last we saw ours it was raining and the sunroof was stuck open just enough to let the rain in... we just walked away.
(I'm not sure about the mileage... it was low. Forget the numbers, I have it confused with another vehicle... but it wasn't fun to walk away from the car.
Ours was about $1200 less than what we paid for it... 4.5 yrs old 25k miles. But I wanted the car back... it's a pain to see them take it away. Last we saw ours it was raining and the sunroof was stuck open just enough to let the rain in... we just walked away.
(I'm not sure about the mileage... it was low. Forget the numbers, I have it confused with another vehicle... but it wasn't fun to walk away from the car.
storlied
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Ok, I got ahold of the adjuster's manager. I guess he's been out on family emergency. Anyways, the hold up is according to them. I said he backed into me, he admits it. But they're wondering why my front right side is damaged and his back left side is damaged. I said in my report that he was backing up into the right turn lane. The way I see it is, he backed into me at a red light, they need to fix my vehicle. His manager told me she will personally talk to him when he gets back on monday to make a decision. Hopefully all goes well. And to clear things up. since I have liability, gieco is out.. this is all on USAA now. USAA isn't going after geico for any damages so they have closed the case.
*sigh* I hope this gets taken care of soon.. so I can get my modding started. =)
*sigh* I hope this gets taken care of soon.. so I can get my modding started. =)
Donner
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I'm late reading this, but where did the incident occur?
Was the crash on a regular street? Not a private road? Did you get a police report?
If they have these kinds of questions it because they want to eliminate insurance fraud as a possible cause for the claim.
Was the crash on a regular street? Not a private road? Did you get a police report?
If they have these kinds of questions it because they want to eliminate insurance fraud as a possible cause for the claim.
storlied
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It was on a public street, cops said they didn't have to come out unless someone was hurt or someone didn't have insurrence. (I know a good amount of the members here are cops) but im sorry... just when ya need em.. they're nowhere to be found... here anyways.. lots of bad cops here....AHH... another thing that pisses me off ... so many people saw what happened... and no one could stop to help...
Donner
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Understood...
The other driver is at fault because you were not in motion at the time of impact. This what I hear.
USAA is the other driver's insurance company?
The other driver is at fault because you were not in motion at the time of impact. This what I hear.
USAA is the other driver's insurance company?
Donner
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Thank you...
When you said g.i, I wasn't sure if you meant military GI... some people use gi in cursing... So, I wanted to be clear.
Okay, good, then in this situation it's going to take a little more time, that's typical with any government plan, especially military. Every time you call, you slow it down a bit due to processing, it's just stalling, and they don't want to pay, bottom line.
Geico should be able to assist with the settlement rather than you doing this yourself. It might be different in your state, but your insurance rep should be able to handle this, it shouldn't matter that you don't have collision with them because there is the possibility that USAA could come back and say you were partially at fault - and then Geico would have to be involved. Even if the other party admitted fault, the investigation could determine a different outcome.
When you said g.i, I wasn't sure if you meant military GI... some people use gi in cursing... So, I wanted to be clear.
Okay, good, then in this situation it's going to take a little more time, that's typical with any government plan, especially military. Every time you call, you slow it down a bit due to processing, it's just stalling, and they don't want to pay, bottom line.
Geico should be able to assist with the settlement rather than you doing this yourself. It might be different in your state, but your insurance rep should be able to handle this, it shouldn't matter that you don't have collision with them because there is the possibility that USAA could come back and say you were partially at fault - and then Geico would have to be involved. Even if the other party admitted fault, the investigation could determine a different outcome.
storlied
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Ya lost me.. all this insurance talk n settlements...
If it comes down to them blaming me in any way, I'll have no choice but to call Geico. But at the moment, they're done with this.
If it comes down to them blaming me in any way, I'll have no choice but to call Geico. But at the moment, they're done with this.
Donner
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Check this out...
This claim went through pretty quick... Who'd he talk to?
http://www.explorerforum.com/forums/showthread.php?t=200275
This claim went through pretty quick... Who'd he talk to?
http://www.explorerforum.com/forums/showthread.php?t=200275
alohamonte
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suspicious
This guy backed into you at a red light vs you rear ended him at a red light... which do you think is more likely? I'm not at all saying that's what happened, I'm just saying which is more likely? That's what they're having a hard time with. I'm positive that this jeep-guy is telling them that you hit him. If he said it was his fault, you'd have a check within the week of the accident.
Without a police report and/or witnesses dont be suprised if you get zippo. In a situation like this, the guy would have recieved a traffic ticket as well for reckless driving, which is more proof that his driving was at fault.
This guy backed into you at a red light vs you rear ended him at a red light... which do you think is more likely? I'm not at all saying that's what happened, I'm just saying which is more likely? That's what they're having a hard time with. I'm positive that this jeep-guy is telling them that you hit him. If he said it was his fault, you'd have a check within the week of the accident.
Without a police report and/or witnesses dont be suprised if you get zippo. In a situation like this, the guy would have recieved a traffic ticket as well for reckless driving, which is more proof that his driving was at fault.
storlied
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lol, i've been lookin at that.. from what i see, he's not military and i don't see any DOD tags on the other vehicles... so who knows, geico, allstate, progressive, could be anyone except usaa..
this all comes down to usaa bein the lil b*tches they are.... seriously though, if this isn't taken care of by monday, what do you suppose i should do? any i can do? prolly not... *sigh*
this all comes down to usaa bein the lil b*tches they are.... seriously though, if this isn't taken care of by monday, what do you suppose i should do? any i can do? prolly not... *sigh*
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odds are very slim it is totaled.
Insurance companies always drag their butts when it comes to paying out. Be a thorn in their side. Get your insurance company to pester them as well. Take it to a reputable shop and have them tell you if they need to write a suppliment. ( hidden damage report )
It all sounds straight forward to me. It is just a neusance for right now.
Let me know if you need any thing.
Insurance companies always drag their butts when it comes to paying out. Be a thorn in their side. Get your insurance company to pester them as well. Take it to a reputable shop and have them tell you if they need to write a suppliment. ( hidden damage report )
It all sounds straight forward to me. It is just a neusance for right now.
Let me know if you need any thing.
storlied
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I need someone to come up here n to do the TT/shackles for me.. it's awfully cold out... #### that.... haha.. on a more serious note... oh idk... this all comes down to what happens monday when i get that call, or when i call them..
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pay for three round trip tickets ( wife and daughter ) pay to transport my tools, cover 100 + 75% of our expenses and consider it done. 
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storlied
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lol, i wish i was that rich.. id probably just go to you guys n we could go race or go off roadin... fun times..
u guys should all come to alaska, get some nice fresh -50 air... yea... make sure u have an autostart + winterization tho.. lol
u guys should all come to alaska, get some nice fresh -50 air... yea... make sure u have an autostart + winterization tho.. lol
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