Regarding '95 vs '96, go with the '96. As others have said, having OBD2 and a V8 option is very nice. One other difference is interior color- Saddle Tan was replaced with Medium Prairie Tan in 1996.
I would also consider getting a 1997 (assuming you don't want a 1998-2001). It's basically the same as the 1996, although the V8 was updated that year with new cylinder heads and a slight boost in hp. Since you live in California, I would just get a 2WD model instead of an AWD model if you get a 5.0. That setup will be more reliable and you should see some fuel savings as well.
Good luck with the hunt, and be patient!
(EDIT- I can't read).