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Ford Extended Warranties

jpu535

New Member
Joined
June 20, 2003
Messages
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City, State
Massachusetts
Year, Model & Trim Level
2018 Explorer Sport
Thanks to everyone who replied to my alleged tire noise problem. The repair just introduced a new issue that I want to share with everyone about Premium Care Warranties or any Ford Extended warranty for that matter.

I paid $1620 for this warranty when I bought the truck because I do about 25000 miles a year so I figured I would get my money back eventually on covered repairs. When the dealer got about 4 hours into repairing the left rear bearing and hub assembly they called and said it was not a covered repair under the warranty. They estimated repairs to be about $650. I argued that the brochure said it is covered because they mention bearings and hubs, but the dealer was very adamant and refused to cover it. This was not the same dealer I bought the truck from.

I called Ford Customer Response in Michigan to get an explination why they don't cover repairs that the brochure they use to sell these warranties says are covered. The lady I spoke to took a bunch of info about my truck and where it was in for repair and put me on hold for about 15 minutes. What she did was call the dealer and get an explination of the problem from them (points for Ford on this one). However, get this, she said that the parts are covered if they input the INDIVIDUAL part numbers into the computer, but if the parts to be replaced are part of an ASSEMBLY they are not covered under the warranty because assemblies have their own part number. I said what's the difference. She said if there are 4 parts in an assembly and they replace 3 of them it's covered because they replaced individual parts but, if they have to replace all 4 then they have to use the assembly number and they won't cover the repair. After we went back and forth about this for another 20 minutes she put me back on hold. When she returned she said to call the service manager in the morning and he would try to work something out and explain the procedure.

Rather than call in the morning I stopped by and before I could start the dialogue the service writer said not to worry that they had the wrong part number and that the repair was actually covered. All I had to do was pay the $50 deductable.

I hate to be long winded about this but from what I can see all these Ford Extended Service Plans appear to be just a scam. They have two sets of rules that they can follow. If you don't argue for your rights they make out like a bandit. Luckey for me I had a big mouth and decided to push the issue otherwise it would have cost me to pay for something that I shouldn't have. They clearly don't follow the guidelines they put in their brochures. I was considering filing a complaint with the Attorney Generals office and the Federal Trade Commission about deceptive advertising but at this point I don't know what good that would do.

Moral of the story is don't settle for the dealers explination. If you're suspicious call Ford in Michigan directly. They hellped me so it's worth a shot. You can find their phone number under the "privacy statement" tab at www.ford-esp.com.

Joe
 



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I feel your pain.

Years ago, when my Dakota had an extended warranty, I fought tooth and nail for repairs........True, if you let them do all the talking, they will screw you.

I have been contemplating whether I can afford to dump my X for a new truck due to too many repair bills....but the whole issue of dealing with warranties again simply scares the crap out of me....well, not scared....just not looking forward to it again....thinking back, my 92 Dak (bought it used in 93 with 20k miles) was in the shop for balljoints and front end work alot and transfer case once, fuel pump twice..........ALMOST every time I had to fight for my rights.

I was hoping that a manufacturer supplied warranty (ie Ford for you) woudl be better....I guess not.

Now, we bought a Chevy malibu new back in 98 that we got the GMAC extended warranty on and had no problems at all.....of course, the car had no major problems, and the warranty is over now.....

Sometimes I hate being a grownup.

:)
 






Extended Warranties are not worth the paper they are written on! Do Not Waste your money on them.
 






I guess I'm one of the few that have lucked out with a warranty and mine was an aftermarket warrant on my 92 Aerostar thru the Continental Insurance Company. This was the only vehicle I ever bought one for. The main reason I bought it was for the fact that if I had an engine problem and the engine had to be removed. Since normally the engine comes out from under the vehicle, but can come out of the front with a little more effort. Anyways, I only paid $600 for a 7yr/100,000 mile warranty when I purchased the vehicle new. When the vehicle was within a few days of being out of warranty, the A/C compressor suffered major "BLACK DEATH". It plugged up both the front and rear evaporators to the point that they and the system couldn't be flushed clean. So, the warranty company paid for a complete new front and rear system consisting of 2 evaporators, dryer, lines, compressor and condensor. Nothing like paying a $25 deductible for a 100% new A/C system (and I mean everything was replaced with new OEM parts). The dealership charged $6.00 per oz. of R-12 and the system held 4.5 lbs(can you say OUCH:eek: ).
 






Extended Warranties are not worth the paper they are written on! Do Not Waste your money on them.

I disagree....sometimes. My last 2 trucks I have bought extended warranties for. My ranger I bought at 28k on it and I bought a extended to 60k. never really used it.

Now my ex, thats a diffrent story! I bought it at 82k and had a extended go till 94k. over that time period they went through every part of the truck. When they replased the T-case it was worth it. I knew the truck was gonna have problems so that why I bought thw warranty. Luckly no problems sence the warranty has ended.:rolleyes: I'm now at 111k
 






20/20

You are right...

While I didnt get ANYTHING from the extended warranty on the Malibu we bought or the tranny warranty I got on the X 's rebuilt tranny, my Dakota's warranty was paid for at least once by the coverage it provided...

No, I am a believer....for $1000 yoiu get X years of coverage...great stuff, provided the warranty comapny doesnt try to hose you, which they all do...so you hafta fight....

This is one reason I havent dumped the X yet for a new vehicle....I dont look forward to doing it all again (fighting warranty companies for coverage)..at least with the X I just have to fight with myself on whether to pay for it or not...<grin>

Had I had an extended warranty on my X, and had the company paid for all the items that have broken since I bought it, it would have paid for itself twice already....

Oh well....hindsight is 20/20.

DZ
 






ASE MASTER CERTIFIED AND FORD MASTER CERTIFIED TECHNICIAN.

I work in Texas, and just to let you know the warranty FORD PREMIUM CARE WARRANTY is worth what it cost.
I have never seen premium care not cover anything (other than a broken windshield a customer tried to scam out of us), even though I'm sure there are parts that are not covered. Your problem with not being covered had nothing to do with Ford and was totally screwed up by your personal dealer. All dealers are not like that, I know for a fact mine is not. I run the part numbers online to see if they are covered before I make repairs. I have seen a lot of 2k engine jobs and tranny jobs that where required done for a $50 deduct. Because the price of the parts on these new cars you could most definitely use up the money you invested in your warranty on warrantable repairs very quickly. It is worth getting.

Or you can listen to people who disagree and when your car breaks down you can pay me 2k to fix it instead of 50 bucks. This happens a lot, usually a customer without a warranty trades his car in because he can not afford a 2k repair. It amazes me how poorly people maintain there vehicles today, and how even though they hardly maintain it they want it to last longer. Amazing. Hopefully none of you on this site are like the majority of the customers who bring there car to me (oil change intervals usually is every 8k for them instead of 3k, trans flush sure whenever it starts slipping, and injector flushes and fuel filters, only when it starts jerking. ) Just my two cents. Good day!:D
 






Naw the extended warranty is only as good as the repair service in teh dealership you are dealing with. My wife has an Escape and needed soem work done - these chowder heads blew it big time. So when I bought my Explorer today - I told them to shove their extended warranty.
 






I agree that the warranty service is only as good as the dealership you take it to. I can name two dealerships here in central Indiana that I wouldn't take my worst enemy to.

They like to lie first.......cheat second.......do you right only as a last resort and that is after you have proven that they have done the first two.
 






I would have to say that I LOVE MY FORD PREMUIM CARE WARRANTY! I dont know what is wrong with my car, but it seems that it is always always broken. They just had to tow it away today cause it broke for the second time in less then a week. I have never ever had a problem with them not covering my repairs. They will fix everything. The people that bought my car before me even sprung for the $0 deductible. I have recieved over $8500 worth of repairs for absolutly nothing! It is the best thing that has ever happened to me. I got my car from a Park Dept. in Illinois, at steal at only $9500, with every single option you can get except for the V8! So if you think about it my car has almost been paid for by the warranty. I am going to purchase the Premuim Care Warranty for every Ford car that I ever by in the future. I saves you lots of headaches. They even put you into a rental car for free! It also helps that I have a great Ford Dealership by my house. I would say that if you are up in the air about buying the warranty get it, it might be the best $2000 you could ever spend on a car.... the thing is you can pay $2000 up front and not have to worry about anything, cause if it breaks and you have Premuim Care its fixed.
 






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