Need some help--insurance value

[TheManWh0E1se]

so have they improved or gotten worse? lol

 

[Donner]

They are tougher, but they know you have resources - whereas before, the insurance adjuster was God. Those days are over... you have as much say in what you feel the value is IF you have documentation to back it up - doesn't mean they'll cave, it just means they aren't so eager to zero out the value of your vehicle. Don't get me wrong, the adjuster still has plenty o' power... just wait and see. Our adjust was God in the good way, he classified our car [totaled] as showroom condition. We lost $1000.00 between what we paid new and the value after four years... The next adjuster was just as kind...

 

[zippee]

Is this your insurance company or someone else's? Is it a comp claim or a liability claim?

 

[TheManWh0E1se]

so DONNER are you saying they work harder not to total or TO total? Insurance companies give me a headache...

 

[Blee1099]

Geico is pretty fair, I got a good payoff on my old 97 after I totalled it. Hell they even added additional for a factory cd changer that wasn't listed according to the vin and for larger tires.

 

[sparkyXplorer]

When I totaled my 2000 limited V6 I got a pretty good deal on it...They paid for it to be at the yard until I could get all my after market parts off as long as I had the stocks to replace them. I bought this car from a private auction since one of the family friend owns a local dealership...paid 4,500 for the car and then when wrecked the insurance company paid me 8700 before the deductible, as said before the way they do it is, not but what you paid, not by what kbb says, but they will try can look for that exact car/ or as similar as possible and take about the avg.

 

[Donner]

Sparky, they do all of those things. Within the 50 states and the countless number of insurers, there are variations. They use all of these methods (some to save money by not paying you what you is fair - most people just take the check and leave it at that).