the SOHC v6 has these nylon timing chain guides, which, when there s a lack of oil pressure (such as at startup) the chaiins slap against the guides and wear them out, and sometimes crack em (happened to mine) and there are 5(?) chains, Front primary, balance shaft (if 4wd), rear, 2 valve cover chains, which all have the ford-fisher price collab guides (JK about the fisher price) and are likely they will eventually fail... the ones most likely to fail are the primary tensioner and the balance shaft tensioner, and all timing rattles (except the hydralic tensioner)usually can be deteted by a metallic rattle, and sometimes plastic parts in the oil pan (but no way to tell which chain without pulling the timing cover/valve cover off and visually inspecting)... but from 2002 on there updated guides and the 00m12 kit, but it still isnt perfect, but alot better... if you do any timing work i reccomend replacing with the updated tensioners and the 00m12 kit... and IMO delete the balance shaft chain, mine has been gone and i havent noticed ill effects... (cant change the balance shaft tensioner with the engine in

anyways) Also, the front/rear chains have hydraulic tensioners, which when there is no oil pressure will allow chain slap, and over time the springs in the tensioenrs wear out, so there is less chain tension and more chain slap which accelerates wear of the guides, that can be detected thru a chain slap sound at start up... now some people (like 410fortune, allmyexes) have gone with manual tensioners, which you set the tension and elave it, and some floor the gas pedal (to shut off injectors) and crank the motor over until you see oil pressure, then start it up (if you go this route, may i suggest trying this first on a warm motor so you dont rev out a cold motor... in case throttle cable is stretched, and in that case try using zip ties to "shim it up"), and some (like donalds) have a preoiler, which is exactly what it sounds like!!! so for the hydralic tensioners there are multiple ways to help alleviate some of the ill effects...
TLDR: many timing chains made of nylon prone to failure after 20+ years, hydralic tensioners also prone to losing their tension and can allow chain slap which destroys guides...
other than that, the SOHCs are quite solid and impressive!!!! the only other downside to SOHC are the dumb theromostat housings made of platic, but when you do the tensioners they are easily replaced w/ metal units from simmonz autosport... when properly maintained (3k oil changes mean alot to these motors) they can last a super long time!!! keep your fluids in tip top shape, change tranny fluid (5r55e is susceptible to valve body issues easily remedied with the sonnax zip kit, superior, or transgo kits), and these should last for many miles (and smiles!!!)

hope this post is at least somewhat readable, got a bit carried away!
any questions on anything just mentioend, feel free to ask away!!