My rear diff clutch pack and ring/pinion was replaced under factory warranty at 65k....the whine came back at 90k and now I'm at 125k and the whine has not gotten any louder....
You don't really hear of the rearends grenading in the 3rd gen's....just an annoying whine. I added Mobil 1 75w-140 and some extra friction modifier just for my own satisfaction....didn't help the noise but at least I know if it goes kaboom it won't be because of inferior lube.
Chances are you will be fine, if it's just diff whine you're hearing.