I agree 22's are considered "big time" right now but that's on like cadillacs and 1500 trucks and stuff. Personally I think 20's on explorers look like 22's on an F-150, which is kinda cool cause we don't have to spend the money on 22's to get the look of them. But seriously, even with rubber band tires it doesn't seem like they could fit in the wheel wells at all. They would hit immediatley on a turn. Now those explorers you saw running 20's with 3-4 inches of drop, did they set them down on bags sitting still or did somebody tell you they were lowered that much, or did you actually see them driving and know they had that much drop? You talk about the difference between 20's and 22's being not that much, that's like saying the difference between a 31x10.50 tire and 33x12.50 tire isn't that much. 31's will fit not problem, 33's will completely lock up from rubbing and won't move on a stock truck. Anyways I've never heard of an explorer running 22's, find some pics and post them if you can.