If you are getting MFT and nav, I would say wait (you still have time) until reports come in on the big new update which you will get with your MY2013 car (especially since there are some early reports that the same bugs may still exist). There have been a lot of problems with MFT as evidenced by the professional reviews in automotive, consumer reports and technology publications and sites and by the precipitous drop in quality ratings for Ford after MFT's release. I have had a lot of problems with MFT but mostly associated with bluetooth streaming audio (which doesn't work more than 50% of the time), USB audio (which is so inconsistent and requires constant unplugging and replugging of the cord to the device as to be a real distraction) and nav (basically just print Google maps now instead of trying to rely on buggy nav). If you have an iPhone, be especially wary notwithstanding Ford's feature compatibility charts because many problems may be associated with MFT and iPhone (I have the 4S) compatibility issues.
Even if you are getting MFT, if you are just planning on using the radio, CD and hands free phone (and NOT bluetooth audio, USB audio or nav), MFT will most likely be trouble free for you.
The rest of the car has been more than fine (the burnt oil I smelled during acceleration when the car was new in May 2011 almost never happens anymore/ few panel gaps and mismatches but nothing I couldn't live with).