Replacing a tranny is not that tough a job. It can be done by one person in a half a day if it is just a straight swap out. You should rent/borrow a tranny jack, but that is the only specialized tool you will need. Getting a Chiltons or Haynes manual is definitely a plus.
You don't have to take the engine out to do it. Here's the short version. (note, lots of small steps may be missing. Consult manual!!)
1. Raise vehicle on 4 jackstands or on ramps. MAKE SURE VEHICLE IS SECURE!!!!!
2. Disconnect battery, drain tranny of fluid
3. Disconnect tranny fluid lines, shifter, wiring harness's
4. Disconnect drive shafts and wiring harness's from Xfer case.
5. Disconnect exhaust pipes from exhaust manifold (makes getting the tranny out MUCH easier)
6. Unbolt xfer case and remove using tranny jack.
7. Support tranny with tranny jack. Unbolt tranny support cross memeber from frame. Unbolt tranny from engine. Slide tranny back and remove.
8. reverse above to install. MAKE SURE YOU RECONNECT THE FLUID LINES AND FILL NEW TRANNY WITH FLUID!!
If you are somewhat mechanically inclined and have access to a decent set of tools, it's not too bad a job. Worst part will be getting the bolts loose since they have probably been in there since '91.
Good Luck!!